Kotak Fortune Maximiser

 A Participating Non-Linked Life Insurance Individual Savings Product When it is about your dreams and aspirations, there shouldn’t be any compromise. To realize your dreams, you ensure your money is invested in a disciplined manner which gives higher return towards building a corpus to meet your important milestones. Kotak Fortune Maximiser is A Participating Non-Linked Life Insurance Individual Savings Product, which can be customized as per your requirement to help you achieve your life goals through multiple plan, payout & rider options. Your dreams are important and deserves to be fulfilled, therefore, life mein sirf #BadaSocho

Basic Sum Assured

Basic Sum Assured shall depend upon the Age, Gender, Policy Term, Premium Payment Term, Premium Amount & Bonus Payout Options chosen.

Basic Sum Assured is the Guaranteed Maturity Benefit to be payable on death or maturity.

Sum Assured on Death for Spouse shall be 50% - 100% of the Basic Sum Assured applicable for Primary Life Insured.

Entry Age of Life Insured (as on last birthday)	Min: 0 years (90 days) In case Spouse Cover is availed: Min: 18 years (Primary Life Insured & Spouse)	Max: 50 years – 6 & 15 pay 55 years – 8 / 10 & 12 pay In case Spouse Cover is availed: Max: 60 years (Spouse)
Maturity Age of Life Insured (as on last birthday)	85 years for Primary Life Insured In case Spouse Cover is availed: 85 years or Age at Maturity whichever is lower (for Spouse).

Premium Levels (Annual)

Min: 6 & 8 Pay: Rs. 48,000 | 10 /12 & 15 Pay: Rs. 36,000

Max: No Limits, subject to Board Approved Underwriting Policy

Premium Payment Term

6 /8 / 10 / 12 & 15 years

Premium Payment Mode

Yearly, Half yearly, Quarterly and Monthly

Premium Modal Factor

Premium Modal Factor Yearly – 100% | Half yearly – 51% | Quarterly – 26% | Monthly – 8.8%